cÖ‡kœvËi
gydZx gvIjvbv
Ave`yj gvbœvb
cÖkœ-1 t (K) Avgv‡`i †`‡k A‡bK gvIjvbv e‡j _v‡Kb †h gv
dvwZgv‡K (iv) hLb Ke‡i ivLv n‡jv ZLb mvnvexiv Ke‡ii gvwU‡K cÖkœ K‡iwQj †n Ke‡ii
gvwU †Zvgvi Kv‡Q Kv‡K †i‡L hvw”Q Rv‡bv? wZwb n‡jb ivm~jyjvn mvjvjvû ÔAvjvBwn
Iqvmvjv‡gi Kb¨v Ges Avjx (iv)-Gi ¯¿x, nvmvb-ûmvBb (iv) Gi gv| ZLb Kei †_‡K
AvIqvR Av‡m Avwg ivm~jyjvn mvjvjvû ÔAvjvBwn Iqvmvjv‡gi Kb¨v‡K wPwb bv, Avjx
(iv)-Gi ¯¿x‡K wPwb bv, nvmvb-ûmvBb (iv)-Gi gv‡K wPwb bv| Avwg †`Le Avgj| KziAvb
Ges nv`x‡mi Av‡jv‡K Reve w`‡j Lywk n‡ev|
(L) Avgv‡`i †`‡ki cÖvq RvqMvq cweÎ †KviAvb LZg w`‡q g„Z
e¨w³i iƒ‡ni gvMwdivZ Kvgbv Kiv nq| G‡Z g„Z e¨w³i Rb¨ Kei Avhve gvd ev iƒ‡ni Rb¨
†Kvb wKQy n‡e wK?
Kwei Lvb, Uv½vBj
DËi t (K) GK_vi
mZ¨Zv Avgiv †Kv_vI Luy‡R cvBwb| GK_vi aib †_‡KI g‡b nq GUv †Kv‡bv wfwËnxb
KíKvwnbx n‡e| wbf©i‡hvM¨ cÖgvY mv‡c‡¶B †Kej GUv ¯^xKvi‡hvM¨ n‡Z cv‡i|
(L) †KD hw` fvovq bq eis ¯^Z:ù~Z©fv‡e BLjv‡mi mv‡_ †KviAvb
wZjvIqvZ K‡ib Ges Kv‡iv gvMwdiv‡Zi Rb¨ Avjvni Kv‡Q `yÔAv K‡ib| Avjvn PvB‡j
GUv Zvi DcKv‡i Avm‡e|
cÖkœ-2 t Avwg GKRb
cÖ_g †kªYxi AemicÖvß miKvix Kg©KZ©v| Aemi MÖn‡Yi mgq eÜz-ev܇ei civg‡k© †cbkb
mv‡iÛvi Kwi Ges Zvi cwie‡Z© miKvi bM` mv‡o Pvij¶ UvKv cÖ`vb K‡i| D³ UvKv Avgv‡K
†mvm¨vj BmjvwgK e¨vs‡K gvwmK gybvdv wfwËK wn‡m‡e Rgv †i‡L cÖwZ gv‡m 9% nv‡i
gybvdv †c‡Z _vwK| †m gybvdvi UvKv w`‡q Avwg †Kvb cÖKvi msmvi PvjvB| B`vwbs
miKvi gybvdv ev my‡`i nvi Kwg‡q †`qvi d‡j D³ e¨vsK GLb Avgv‡K 7% gybvdv w`‡”Q|
d‡j Avwg Lye ¶wZMÖ¯— nw”Q|
miKvi eZ©gv‡b ïaygvÎ AemicÖvß miKvix Kg©Pix Kg©KZ©v‡`i R‡b¨
†cbk‡bi mÂq cÎ Ly‡j‡Q Ges 10%-Gi †ewk nv‡i gybvdv w`‡”Q| cÖKvk _v‡K gvwmK
c„w_exi A‡±vei 2012 msL¨vq cÖ‡kœvËi c‡e© 75 c„ôvq Avcbv‡`i cÖ‡kœi RIqve As‡k
†jLv Av‡Q miKvix Kg©Pvix‡`i cÖwf‡WÛ dv‡Û miKvi my‡`i bv‡g †h 8% miKvix Kg©KZ©v
I Kg©Pvix‡`i dv‡Û Rgv K‡i _v‡K eo eo Djvgv‡q wKiv‡gi g‡Z cÖK…Z c‡¶ Zv my` bq
eis Zv Zv‡`i cÖvc¨| G gvmAvjvi Dci wfwË K‡i †cbk‡bi mÂq c‡Îi Dci miKv‡ii †`q
gybvdv m~` bv n‡q Avgv‡`i cÖvc¨ n‡e wK bv Ge¨vcv‡i Rvbv‡j evwaZ n‡ev|
G.Gm.g Ave`yj AvwRR
AwZwi³ †Rjv g¨vwR‡óªU (Ae)
inbcyi, PvcvBbeveMÄ|
DËi t miKvix
Kg©KZ©v Kg©PvixM‡Yi cÖwf‡WÛ dv‡Ûi mv‡_ miKvix Kg©KZ©v Kg©PvixM‡Yi Rb¨ †Lvjv
†cbk‡bi mÂq c‡Îi wKqvm (Zzjbv) Kiv mwVK bq| KviY Avgv‡`i Rvbv g‡Z cÖwf‡WÛ dv‡Ûi
aib Ges †cbk‡bi mÂqc‡Îi aib GK bq| ZvQvov Avcbviv GLb Avi miKvix Kg©KZ©v bb eis
Avcbviv GLb AemicÖvß| Avi G dvÛUv AemicÖvß Kg©KZ©v Kg©Pvix‡`i Rb¨ eva¨Zvg~jKI
bq eis Hw”QK| Avcwb PvB‡j Av‡iv weÁ Djvgv‡q wKiv‡gi mv‡_ Av‡jvPbv K‡i welqwU
m¤ú‡K© Rvb‡Z cv‡ib|
cÖkœ-3 t †Kvb
wn›`y cwievi †_‡K †Kv‡bv gymwjg cwiev‡ii Rb¨ Mvfxi `ya wbqwgZ (†ivR) µq Kiv
hv‡e wKbv? †KviAvb I nv`x‡mi Av‡jv‡K mgvavb Rvb‡Z PvB|
Ave`ym ïKzi, ejnvi, ewikvj|
DËi t `ya
Avjvn ZvÔAvjvi GKwU eo wbÔAvgvZ| `ya cweÎ I nvjvj cvbxq| hZ¶Y bv Gi mv‡_ nvivg
†Kv‡bv e¯‘ wKsev †Kv‡bv bvcvKx wgwkªZ bv nq ZZ¶Y Zv cvK cweÎ I nvjvjB _vK‡e|
†Kej †Kv‡bv Agymwj‡gi †`vnb Kivi Kvi‡Y Zv bvcvK ev nvivg wKsev gymwjg‡`i Rb¨
cvb A‡hvM¨ n‡e bv| Aek¨ bvcvK †Kv‡bv cv‡Î hw` `ya †`vnb Kiv nq ev ivLv nq Ges
bvcvKx `y‡ai g‡a¨ Qwo‡q c‡o ev wgwkªZ nq wKsev †Kv‡bv nvivg e¯‘ `y‡ai mv‡_
wgwkªZ nq Zvn‡j Aek¨B †mB `ya cweÎ I nvjvj _vK‡e bv| †mUv †hgb †Kv‡bv Agymwj‡gi
Mvfxi `y‡ai †¶‡Î cÖ‡hvR¨ †Zgwb †Kv‡bv gymwj‡gi Mvfxi `y‡ai †¶‡ÎI cÖ‡hvR¨ n‡Z
cv‡i| Z‡e gymwjgMY Bmjvg wb‡`©wkZ cvK-cweÎZvi cÖwZ †hiƒc ¸i“Z¡ †`q †Kv‡bv
Agymwj‡gi Kv‡Q †miƒc ¸i“Z¡ bvI _vK‡Z cv‡i| †m Kvi‡Y †Kv‡bv Agymwjg ev wn›`y
cwievi †_‡K `ya †ivR Ki‡Z PvB‡j cvKcweÎZvi welqwU wbwðZ n‡Z n‡e| cvK-cweÎZvi
e¨vcv‡i m‡›`n n‡j cwinvi KivB †kªq| Zviv hw` fv‡jv K‡i nvZ ay‡q `y‡ai Rb¨ ivLv
Avjv`v cv‡Î `ya †`vnb K‡i I iv‡L †h cv‡Î Zviv nvivg wKQy ivbœv-evbœv K‡i bv
†hgb ïK‡ii †MvkZ, Zvn‡j †m `ya †ivR Kiv I cvb Kiv‡Z †`v‡li wKQy †bB|
cÖkœ-4 t cuvP Iqv³ mvjv‡Zi BwZnvm Rvb‡Z PvB, KLb wK
Ae¯’vq mvjvZ dvih nq?
mvBdzj Bmjvg, KvwRinvU,
ewikvj
DËi t mnxn gymwj‡gi GKwU nv`x‡m G‡m‡Q Ave
wgÔiv‡Ri iv‡Zi NUbvejx eY©bv cÖm‡½ eyLvix gymwj‡g GKwU eo
nv`xm ewY©Z n‡q‡Q GLv‡b Zvi Ask we‡kl D‡jL Kiv n‡jv : Òbvex mvjvjvû ÔAvjvBwn
Iqvmvjvg e‡j‡Qb, AZ:ci Avgv‡K DaŸ©‡jv‡K wb‡q hvIqv n‡jv Ges Avwg GK mgZj ¯’v‡b
†cuŠQvjvg| Z_vq Avwg Kj‡gi †jLvi kã ïb‡Z †cjvg| Beb nvhg I Avbvm (iv) e‡jb, bvex
mvjvjvû ÔAvjvBwn Iqvmvjvg e‡j‡Qb, ZLb gnvb Avjvn Avgvi D¤§v‡Zi Dci cÂvk
IqvK&Z mvjvZ dvih K‡i‡Qb| Avwg Zv wb‡q cÖZ¨veZ©b Kijvg| hLb g~mv AvjvBwnm
mvjvg Gi wbKU †cuŠQvjvg ZLb wZwb wR‡Ám Ki‡jb, Avcbvi D¤§v‡Zi Dci Avjvn ZvÔAvjv
wK dvih K‡i‡Qb? Avwg ejjvg, cÂvk IqvK&Z mvjvZ dvih K‡i‡Qb| wZwb ej‡jb,
Avcbvi i‡ei wbKU wd‡i hvb| †Kbbv Avcbvi D¤§vZ (G‡Zv mvjvZ Av`vq Ki‡Z) m¶g n‡e
bv| AZ:ci g~mv AvjvBwnm mvjvg Avgv‡K †diZ cvVv‡jb, d‡j wKQy Ask Kg K‡i w`‡jb|
AZ:ci cybivq g~mv AvjvBwnm mvjvg Gi wbKU wd‡i Avmjvg Ges ejjvg wKQy mvjvZ Kg
K‡i w`‡q‡Qb| wZwb cybivq ej‡jb, AveviI hvb| †Kbbv Avcbvi D¤§vZ G‡Zv mvjvZ Av`vq
Ki‡Z m¶g n‡e bv| myZivs Avvwg AveviI Avgvi i‡ei Kv‡Q wd‡i †Mjvg| Avjvn ZvÔAvjv
AveviI wKQy mvjvZ Kg K‡i w`‡jb| Avwg cybivq g~mv AvjvBwnm mvjvg-Gi wbKU wd‡i
Avm‡j wZwb ej‡jb, Avevi hvb| AviI wKQy mvjvZ n«vm Kwi‡q Av‡mb| †Kbbv Acbvi
D¤§vZ GUvI Av`vq Ki‡Z m¶g n‡e bv| myZivs Avwg cybivq i‡ei Kv‡Q †Mjvg| GBevi
Avjvn ej‡jb, GB cuvP IqvK&Z mvjvZ dvih Avi GB cuvP IqvK&Z mvjvZ (g~jZ
mvIqv‡ei w`K w`‡q) cÂvk IqvK&Z mvjv‡Zi mgvb| Avgvi K_vi cwieZ©b nq bv|Ó
GUvB g~jZ cuvP Iqv³ mvjv‡Zi BwZnvm|
cÖkœ-5 t RvgvÔAv‡Z
bvgvh Av`vq Kivi ci Bgvg I gymjx mg‡eZfv‡e `yÔAv Kiv m¤ú‡K© †KviAvb I nv`x‡mi
Av‡jv‡K Rvb‡Z PvB|
†mwjg Avngv`
†Mvjvc MÄ, wm‡jU|
DËi t Bgv‡gi
mvjvg wdiv‡bvi ci Bgv‡gi `vwqZ¡ †kl n‡q hvq Ges gy³v`xM‡YiI Bgv‡gi mv‡_ GK‡Î
mvjv‡Zi Avi †Kv‡bv KiYxq _v‡K bv| `yÔAv I gybvRv‡Zi welqwU Bgvg-gy³v`x cÖ‡Z¨‡Ki
wbR wbR I e¨w³MZ welq| cÖ‡Z¨‡K e¨w³MZfv‡e `yÔAv Ki‡e| Avjvni Kv‡Q hvi hv
PvIqvi Av‡Q wb‡R wb‡R e¨w³MZfv‡e PvB‡e| Avgiv †hfv‡e dvih mvjv‡Zi ci Bgvg I
gymjx mg‡eZfv‡e `yÔnvZ Zz‡j `yÔAv Kwi, †KviAvb I nv`x‡m Gi wb‡`k©bv cvIqv hvq
bv Ges ivm~j mvjvjvû ÔAvjvBwn IqvmvjvgI KL‡bv dvih mvjv‡Zi ci gy³v`xMY‡K
mv‡_ wb‡q mg‡eZfv‡e nvZ Zz‡j `yÔAv K‡i‡Qb Gi †Kv‡bv bRxi cvIqv hvq bv Ges Zuvi
mvnvexMYI KL‡bv Giƒc K‡ibwb| ZvweÔC Ges gyRZvwn` BgvgMYI Giƒc gybvRvZ K‡ibwb|
mevB K‡i‡Qb wb‡R wb‡R e¨w³MZfv‡e| hvi g‡bi †h e¨v_v †e`bv I `ytL Kó Av‡Q, hvi
†h Afve-AbUb Av‡Q, hvi †h PvIqv-cvIqv Av‡Q `yÔnvZ Zz‡j Kv½v‡ji gZ bZ I webgª
n‡q, GKvMÖ wP‡Ë, Kvqg‡bv ev‡K¨, Kvbœv weRwoZ K‡É `yÔAv Key‡ji Aaxi AvMÖn I Avkv
wb‡q Avjvni Kv‡Q `yÔAv Ki‡j †m `yÔAv wed‡j hvq bv| Avi G `yÔAv GKvKx KivB
Dc‡hvMx| Avjvni ivm~j mvjvjvû ÔAvjvBwn Iqvmvjvg I Zuvi mvnvexMY Ges ZvweÔC
I gyRZvwn` BgvgMY hviv gymwjg‡`i Rb¨ AbymiYxq I AbyKiYxq Zuviv hv K‡ibwb Zv
†_‡K weiZ _vKvB Avgv‡`i Rb¨ g½j RbK| n
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